Planning for Financial Independence

Most people don’t realise that their investment strategy after they have left the work force full time is proportionately more important than their financial plan while in full time employment. In fact, accumulating wealth before your leave the work force is only half the story. Your focus should be equally placed on generating income for your later years. This is becoming increasingly important with our rising life expectancies meaning savings for the years post secure employment is probably going to need to last much longer. We should keep in mind that one of the biggest risks of investing for retirement is running out of money once you’ve stopped working.

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